The recent shifts in the mortgage market have left many homebuyers and borrowers wondering if rates have finally peaked. While experts dispute on the exact trajectory, there are indicators suggesting that we may be nearing a bottom. Interest rate data indicate a potential pause in the pace of rises. Additionally, market conditions have shown so

Taking that leap and making an offer on a house is thrilling, but it can also be intimidating. There's a plethora of factors to consider when you're figuring out your price point. Do you go with the asking price? Lower it? Maybe explore something in between? You don't want to overpay, but you also don't wish to lowball the seller and risk losing